-- Shampooing your hair daily robs it of moisture, leads to "frizz," and causes you to spend more money to buy products to bring back softness and shine.

-- You fingernails need to be moisturized to keep them from breaking easily. Massage them with baby oil a few times a week. It’s inexpensive and works.

-- Smoking cigarettes slows down the rate at which your muscles produce protein. The strength lost leads to poor balance and fractures.

-- You can use house wares purchased at yard sales, such as muffin tins, ice cream dishes or large mugs, to brighten your kitchen all spring and summer. Just plant some herb seeds or small flowers in them. Not expensive, but looks good.

-- Making sun tea not only saves time and energy, but also keeps the tea from having a strong taste.

-- Buying in bulk saves time, money and trips to the store. Make sure you store it securely for longer storage time.

-- A small dark bathroom will brighten if you add a medium sized fancy mirror and a pretty light fixture. Look for each in second-hand stores.

-- A pretty glass bowl filled with brightly colored buttons makes an attractive, inexpensive centerpiece. Fill the bowl with marbles, potpourri, pine cones, etc.

-- You should always wear gloves while working in the yard. They might just keep you from cuts, scratches; from band aids to tetanus shots -- all which cost more than a pair of gloves.

-- In order to combat the stress of life, you need "me" time. Set aside five minutes a day to sit down, put your feet up, close your eyes and completely relax. It’s the cheapest therapy you’ll find.